Residential

Loans

A Residential Loan is mortgage debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.

Our partner company CitiTrust Mortgage LLC, offers a wide range of loan programs.

We offer many options that can meet the needs of our customers. We assist you in selecting the right loan product. Our mortgage professionals will provide the necessary advice to help you make the best decision for you and your family.

Loan Programs

Conventional

A Conventional mortgage or conventional loan is a home buyer's loan that is not offered or secured by a government entity.

FHA

A Federal Housing Administration (FHA) loan is a mortgage that is insured by the Federal Housing Administration.

VA

A VA loan is a $0-down mortgage which is partially guaranteed, by the Department of Veterans Affairs.

USDA

USDA loans are low interest mortgages with zero down payments.

JUMBO

A jumbo loan is used to finance properties that are too expensive for a conventional loan.

Purchase Highlights
CitiTrust Mortgage, offers a wide range of loan options to meet the needs of our customers. Selecting the right loan product can be a difficult task; however, our mortgage professionals will provide the necessary advice to help you make the best decision for a mortgage loan designed for you and your family.

Purchase

Purchase mortgages are used to finance the purchase of a home and will enable you to become a homeowner.

At CitiTrust Mortgage, we make home ownership easy.

We understand that the process can be somewhat intimidating, from taking the loan application to gathering the proper documentation to selecting the right loan option. We stand by you all the way to the finish.

Refinance Highlights

Refinance to a lower interest rate which might also lower your monthly payments

Convert your adjustable-rate mortgage (ARM) to a fixed-rate loan

Combine a first and second lien to a single loan for simplicity and savings

Consolidate debt from higher interest rate credit cards

Payoff subordinate financed loans into one loan which may result in lower monthly payments

Turn your home equity into cash

Refinance

People refinance for a number of reasons.

You may want to consolidate first and second mortgages, get a lower interest rate, or lower your monthly payment. Perhaps you want to switch from an Adjustable to a

Fixed-rate Mortgage, or to stop paying Private Mortgage Insurance (PMI). Maybe your looking to cash out some of your equity for home renovations.

Refinancing allows you to redefine your mortgage loan

to better fit your current needs.

Let’s Work Together

10457 Crosspoint Blvd Ste 250

Indianapolis, IN 46256

17304 Preston Rd Ste 800

Dallas, TX 75252

E-Mail: Sales@trustcofinancial.com

Tel: 877-478-7878

TRUSTCO

Residential

Loans

Loan Programs

Conventional

FHA

VA

USDA

JUMBO

Purchase

Purchase mortgages are used to finance the purchase of a home and will enable you to become a homeowner.

At CitiTrust Mortgage, we make home ownership easy.

We understand that the process can be somewhat intimidating, from taking the loan application to gathering the proper documentation to selecting the right loan option. We stand by you all the way to the finish.

Refinance Highlights

Refinance

People refinance for a number of reasons.

You may want to consolidate first and second mortgages, get a lower interest rate, or lower your monthly payment. Perhaps you want to switch from an Adjustable to a

Fixed-rate Mortgage, or to stop paying Private Mortgage Insurance (PMI). Maybe your looking to cash out some of your equity for home renovations.

Refinancing allows you to redefine your mortgage loan

to better fit your current needs.

Let’s Work Together

Thanks for submitting!

INDIANAPOLIS DALLAS

Residential

Loans

Loan Programs

Conventional

FHA

VA

USDA

JUMBO

Purchase

Purchase mortgages are used to finance the purchase of a home and will enable you to become a homeowner.

​

At CitiTrust Mortgage, we make home ownership easy.

We understand that the process can be somewhat intimidating, from taking the loan application to gathering the proper documentation to selecting the right loan option. We stand by you all the way to the finish.

Refinance Highlights

Refinance

People refinance for a number of reasons.

You may want to consolidate first and second mortgages, get a lower interest rate, or lower your monthly payment. Perhaps you want to switch from an Adjustable to a

Fixed-rate Mortgage, or to stop paying Private Mortgage Insurance (PMI). Maybe your looking to cash out some of your equity for home renovations.

Refinancing allows you to redefine your mortgage loan

to better fit your current needs.

Let’s Work Together

Thanks for submitting!

INDIANAPOLIS DALLAS